UCEDC's 'First Steps' childcare loan program provides short term loans to both home and center-based childcare programs, including centers operated by non-profit organizations. Funding is available in any of three categories:

• Start Up childcare loans ($500 to $35,000) for new
  centers or those with less than two years in operation

• Fast Track childcare loans ($500 to $35,000) for
  centers with at least two years of successful operations

• Business Growth Fund for growing centers (up to $150,000) for existing and growing centers

To download an application, click below:

• Home-based childcare application.

• Center-based childcare application.

For more information, contact Ellen McHenry, Director of Financial programs, at 908.527.1166.

Our Financing Services

Microloans

For start-ups entrepreneurs, in amounts from $500 to $35,000

Loan Packaging Assistance

A creative way to finance business expansion

Debt Refinancing

Loan program to refinance existing debt, from $500 to $20,000.

Business Growth Fund

A statewide loan program assisting growing small businesses, with loans up to $150,000.

First Steps Childcare Loan Program

Special loan program for new or existing childcare programs, including center-based, home-based and non-profit centers. Loans range from $500 to $150,000 and can be used for the purchase of educational supplies, furniture, playground equipment, fencing, etc.
 

UCEDC/United Way Emergency Loan Program

Unique program to assist United Way member agencies with short-term cash flow needs.

Fill out our information request form.

Download a loan application.

Información en Español.